Qualifies for 100% USDA financing! Welcome to this spacious 3-bedroom, 2-bath home located on a large, fully fenced lot in the desirable Newtown 1894 community. With no carpet anywhere in the home, gorgeous hardwood-look tile flows throughout the living spaces and bedrooms, creating a clean and cohesive look. The split floor plan offers plenty of privacy, with the primary suite located on one side of the home. The spacious primary bedroom features tray ceilings and a ceiling fan, while the ensuite bathroom includes a double vanity, deep jetted tub, large walk-in shower, private toilet room, and two separate walk-in closets. On the opposite side of the home, two generously sized bedrooms feature large closets and are conveniently located near the hall bathroom, which offers extra countertop space and built-in storage. The main living area features vaulted ceilings with large fan and a wood-burning fireplace and opens directly to the kitchen, making the space ideal for entertaining. The kitchen offers plenty of cabinetry and storage, slow-close drawers, a breakfast bar, separate dining area, and an instant hot water heater for added convenience. Additional features include updated light fixtures, smart electrical outlets that can be customized and controlled through an app, a Ring camera, abundant closet and storage space throughout the home, and a two-car garage. Step outside to the covered back patio overlooking the fully fenced backyard, offering plenty of space and privacy for relaxing, entertaining, pets, or play. There is even a peach tree in the backyard for a little homegrown Florida sweetness. Newtown 1894 offers neighborhood amenities including tennis, pickleball and basketball courts, a playground, and a pavilion with a BBQ grill, giving you even more space to gather, play, and enjoy the Florida weather. With an HOA fee of only $30 per month.