Under contract-accepting backup offers. THIS IS THE FINAL PRICE REDUCTION!!! LAKEFRONT DUPLEX (2 bedroom / 1 bath on BOTH SIDES) on gorgeous LAKE MARTHA. Prime Investment or Multi-Generational Living! Very Rare opportunity to own a lakefront duplex in the heart of Winter Haven, nestled on the shores of Lake Martha! This income-producing property features two identical 2BR/1BA units (except left side has a big garage), offering breathtaking water views, private entrances, and endless possibilities for investors, homeowners, or those seeking a dual-living arrangement. Property needs some TLC, but great bones!! 1955 concrete block construction. NOTE: Confirmed with city of Winter Haven and will provide email chain: 1) A 75 ft. long dock is allowed (1, 000 SF max); 2) Can be converted into single family home. Great location! Only 3 blocks to Polk State College, 8 blocks to WH Hospital and less than 1 mile to downtown Winter Haven's great restaurants, shopping, parks, comedy club, bars and the chain of lakes. Each side of duplex is a 2 bedroom / 1 bath unit (800 sq. ft. = 1, 600 sq. ft TOTAL) on huge 0.33 acre lot. Some electrical + plumbing repairs have been made. Enjoy fishing, kayaking or simply relaxing by the water with stunning views of Lake Martha. Lots of options: Live in one, rent out the other or lease both for consistent cash flow. OR, convert it into a single family home. A nice dock on the lake is ideal for entertaining or enjoying peaceful sunsets. This duplex is a fantastic investment opportunity with immediate rental potential or a dreamy lakefront home for an owner-occupant. Don't miss your chance to own a slice of paradise in Winter Haven! One side is vacant, one side has a very nice tenant ($1025/mo rent) whose lease expires 9/30/25.