** 1% DOWN AVAILABLE ** Luxurious, Fully-Updated 2/2 in Quiet Neighborhood. Feels like New Construction, but without the price. NEW 2025 AC (10 year warranty). GORGEOUS NEW KITCHEN (everything is new!) with Solid Wood Cabinets; Marble Stone Counters; Glass & Stone Backsplash; Closet Pantry; All Stainless Steel Appliances (Refrigerator, Range, Samsung Dishwasher, Samsung Microwave). Large DINING AREA next to kitchen, with Large Window. HUGE GREAT ROOM - Open Floor Plan. LARGE BEDROOMS, both with Walk-In Closets & Ceiling Fans. Master Bedroom has HUGE WALK-IN CLOSET (7'x6'). GORGEOUS NEW BATHROOMS (everything is new!). Both Bathrooms have full-size Soaking Bathtub with Rain Shower Head. New & Bright LED Recessed Lighting throughout most of home. LAUNDRY CLOSET, with Washer & Dryer Hookups. VERY LARGE ENCLOSED BALCONY connects to Great Room with Large Sliding Doors. The Balcony has a tranquil view and good privacy, perfect for a quiet morning coffee or special family moments. Exterior Stucco. Corner Unit - Plenty of Natural Daylight in home. HOA FEE includes Cable TV, Water, Trash, & Community Pool. No Flood Zone. No CDD. Located in the excellent Carrollwood area, with plenty of nearby shopping and restaurants on Dale Mabry - Publix and Starbucks are nearby. Central location for Tampa International Airport, Downtown Tampa, USF, Hillsborough Community College, and Raymond James Statidum. Easy access to world-class beaches (Honeymoon Island; Clearwater Beach). ** Note that FHA loans are available for Cortez of Carrollwood. ** Note that the 1% down program requires credit score 620+, maximum income $78,000