One or more photo(s) has been virtually staged. MOVE-IN READY + $10,000 SELLER CONCESSION! Just over $20K in Renovations Charming, Fully Renovated 3-Bed, 2-Bath Home in Lutz – Oversized Backyard & NO HOA! Welcome to this beautifully updated gem in the highly sought-after Lutz Elementary School district! With over $20,000 in recent renovations and a $10,000 seller concession offered toward a new drainage field, this move-in ready 3-bedroom, 2-bath home is an incredible value in a quiet, established neighborhood with no HOA. Step inside to this timeless charm. The home has been freshly painted in Greek Villa, a warm and inviting soft white that enhances natural light and adds a touch of sophistication throughout. Upgrades include; Brand new luxury vinyl flooring, New ceiling fans and stylish lighting fixtures, Fully renovated kitchen featuring quartz countertops, soft-close blue-gray shaker cabinets, Modernized bathrooms with an upgraded vanities, faucet and light fixtures. The oversized backyard offers endless potential—perfect for entertaining, kids playground, creating a garden retreat, or simply relaxing in your private outdoor space. Located just minutes from top-rated schools, parks, shopping, and dining, this home offers both convenience and peace of mind. Whether you're a first-time buyer or looking for a turnkey property in a prime location, this Lutz home checks all the boxes. Don’t miss this opportunity—schedule your tour today before it's gone! Some photos have been virtually staged with furniture.