Motivated Seller (Retired Real Estate professional) offering this 3 bedroom, 3-bathroom waterfront gem in the esteemed gated community of Seaside Estates. Enjoy breathtaking views of Old Tampa Bay and deeded boat dock access, all without the burden of high flood insurance (current premium under $1K/year, fully transferable). Step into this spacious 1,834 sq ft haven featuring an open-concept living area with elegant cherry wood cabinetry, luxurious granite countertops, and stainless steel appliances. Sliding glass doors lead to a magnificent deck overlooking serene waters and beautifully maintained gardens. The top floor boasts vaulted ceilings and three skylights, flooding the space with natural light. The master suite features its own waterfront deck, two walk-in closets, and en-suite bathroom with dual sinks, a modern shower, and a soaking tub. With an oversized 3-car garage, two spacious decks, and direct access to your private boat dock with water and electric, this home offers comfort and convenience. Additional features include plantation shutters, custom closets, hardwood floors, remote-controlled fans, and a centralized vacuum system. Seaside Estates offers resort-style amenities, including a pool with a cabana, hot tub, park, and tennis/pickleball courts, all in a friendly, pet-welcoming, family-oriented community. Located in charming Oldsmar, you’ll have quick access to Tampa and St. Petersburg, plus two international airports. Stunning St. Pete and Clearwater Beaches are just a short drive away. The home was unfazed through two major hurricanes due to its up-to-the-code construction giving peace of mind for waterfront living.