Under contract-accepting backup offers. Waterfront Hernando Beach South Home | Floating Dock | Two story screened in Patio | Welcome to coastal living at its finest in the deed-restricted Waterfront Community of Hernando Beach South. This beautifully REMODELED 3-bedroom, 2-bath, two-story home offers 1,652 sq ft of living space on the upper level, plus an additional 1,238 sq ft of air conditioned space on the lower level, currently configured as a private in-law suite — ideal for multigenerational living or guests. A stunning wood staircase leads to the main living area featuring a spacious family room with VAULTED CEILINGS, abundant natural light from a bay window, and POCKET SLIDING GLASS DOORS that open to an oversized TWO-STORY SCREENED PATIO—perfect for INDOOR/OUTDOOR ENTERTAINING. The REMODELED KITCHEN blends style and function with wood cabinetry, granite countertops, custom backsplash, stainless steel appliances, recessed lighting, and multiple large pantries for exceptional storage. The open dining area showcases cathedral ceilings and skylights, creating a bright and airy atmosphere. The Primary Suite overlooks the screened patio and features a beautifully updated en-suite bath with floor to ceiling tile, GRANITE DOUBLE-SINK VANITY, and a WALK-IN CLOSET. The two additional bedrooms on the upper level share a tastefully updated full bath with walk-in shower, while LUXURY VINYL FLOORING throughout the upper level provides a clean, modern look. Downstairs offers incredible flex space with a spacious living room, KITCHENETTE, bonus room currently used as a fourth bedroom, and a 1.5-car garage with ample storage for vehicles, tools, kayaks, and watercraft—perfect for an active waterfront lifestyle. Outside, enjoy a two-story screened Patio, a separate open air entertaining area, and a SEAWALL WITH CAP, KNEE WALL, AND FLOATING DOCK—ideal for boating, Kayaking, paddleboarding and fishing. Recent upgrades include a Full Remodel (2023), A/C ON LOWER LEVEL (2023), and A/C ON UPPER LEVEL (2022). For added peace of mind, current insurance quotes are highly competitive for the area, with proposed home owners insurance of $3,652/YEAR and Transferrable Flood Insurance of $1,630/YEAR (a SAVINGS of 3,469 per year on a standard flood policy. Hernando Beach offers a vibrant coastal lifestyle with direct access to boating, fishing, and water recreation. Located just minutes from WEEKI WACHEE SPRINGS, and convenient to shopping, dining, hospitals, and top-rated schools, with easy access to the Suncoast Parkway for commuting to Tampa and surrounding areas.